Providence Planning, LLC

DyalWolf provides full-service, fee-based estate planning/consulting service. We believe in providing efficient, effective, and affordable panning. Examples of our fee rates: 1) Health care document set: $395 2) Will & Financial Power of Attorney Package: $995 3) Dynamic Revocable Trust Portfolio: $2695 4) Advanced planning needs such as: Charitable lead or remainder trusts investment property protection multi-generational & legacy trusts trust administration trust tax accounting administration special needs trusts, Medicaid estate trusts Universal Guardian Trust (for parents with special needs children) Children guardianship trusts and more are available as needed.

Your first meeting is a free consultation to discuss your needs, goals, questions, and discuss probate in your State. Probate is simply the process your State has to close out someone's affairs. For some a Will is all that is needed, for others a Living Revocable trust may be needed. During the course of the free, 30-minute consultation you will be able to ask questions and find out what is best in your specific situation. From there we begin to set up your estate planning (the Will and/or Trust documents) and that takes about 60-90 minutes with an attorney to help guide you through the process and answer questions along the way. Some people will need to adjust their personal property deeds to secure them in the probate process. We are here to assist with that. Some people will need to set up a new business entity (LLC, S-Corporation, etc.) we also assist with that. Some people want to make sure their business they own is set up correctly. We help review businesses as well. This may involve recommendations for succession planning, valuations of business, buy-sell agreements, business assembly, tax mitigation, and more. In all these services we are here to help provide solutions in a quick, efficient, and affordable manner.

We are a full service firm of Attorneys, Estate Planners, Accountants, and consultants. Our Mission is to help each client to protect everyone they love and everything they own. Our firm practices a fiduciary standard. Fiduciary means that we do what is in our clients best interests. Our firm utilizes document software that has been servicing attorneys across the United States for the last 35 years. This platform makes it easy for clients to access, adjust, implement, and manage their estate plan. We are members of many local estate planning professional organizations and licensed and insured. Mike is an educator at heart. He teaches adult education classes at many local colleges and universities.

My origin story started with the birth of my daughter Bella. We were surprised to discover her need for immediate and serious surgery after her birth. During this experience, our family witnessed first hand the helplessness during critical care, the frustration with medical costs, the State support system, and witnessed first hand the devastation when the unexpected happens. Bella is healthy and well now, however the experience is of her early months is now the drive that I use to help protect people from the costs of not having a complete living plan. An Estate Plan (Will or Trust) is the first step, the foundation, for this complete living plan. Mike believes this process should be quick, efficient, and affordable and his proprietary method for protecting business owners and families is improving lives each day.

Our topical clients are: families, parents, working professionals and Business owners. Many rental property owners and they find our exclusive estate plan a wonderful tool that saves them money and time. Solutions to eliminate capital gains at sale of rental and investment property. These often need to be set up before-hand and are a boon for clients. Individuals with Special Needs either for themselves, a child or a grandchild find our services cater to their unique situation as well as offer a simple and affordable solution to the daily challenges of caring for others. Many clients enjoy that we offer remote services and that most of our estate documents are maintained and administered through our secure digital platform that has been servicing attorneys and their clients for aver 35 years across the United States.

We love helping families avoid probate with revocable living trusts. After the initial complementary consultation, our clients typically have their trusts complete in 90 minutes or less. Before COVID a family reached out because their aged parents both needed long-term care that exceeded their income. They struggled with managing the costs and getting them the care and services they needed. The parents had a trust that was no valid and putting all the pieces in place took time and multiple services-however the family was thrilled that we were able to put protection and security in place where they felt there had not been any. At the same time, Mike worked with a man in the technology sector whose employer company went public. The pre-panning saved this man hundreds of thousands of dollars in taxes by establishing a few key trusts before the sale of the company stock. He raves about how easy and thorough his trusts and estate plan has been; loving what is considered to be an arduous and difficult process for our simplicity and ease of implementation for his needs. Mike believes this process should be quick, efficient, and affordable and his proprietary method for protecting business owners and families is improving lives each day.

Our proprietary estate planning process can be completed in as little as 90 minutes. However, the purpose of the free 30-minute consultation is to provide a Q&A and educational opportunity. Everyone needs an estate plan of some type. There are events in life that facilitate the need to complete or update an estate plan. Some of these events are: Marriage or divorce Home Ownership or Sale Business Ownership or Sale Birth of children or grandchildren Kids going to college Death of immediate family member Monetary Windfall from inheritance, investment, business sale, and etc. Gifting or Significant Charitable donation Capital Gains taxable event; mitigation Legacy or generational skipping need Tax planning & tax mitigation Liability and creditor protection Disability or long-term care need Retirement

How do I avoid probate? What happens in and during probate? What happens to my family members with special needs when I pass away? How will assets pass onto my child or grandchild with special needs? How do I avoid creditors? What is the best structure for my business? How do I create a succession plan for my business? How can I limit my tax liability? How do I limit my capital gains taxes from sale of business or large investment? How do I protect my rental properties? How do I convert my rental property income into retirement income while limiting capital gains?