Graham Legal, PLLC

We offer free consultations and affordable payment plans.

We schedule a free consultation so that you can meet with an attorney to discuss your case. If you decide to hire us, we provide you with a workbook to complete and turn in to our office. If you need help with filling out your workbook, then you can contact our bankruptcy paralegal, who is very knowledgeable in preparing clients to file bankruptcy. After you turn in your workbook, we prepare your bankruptcy petition. Once prepared you will meet with an attorney to sign the petition and then it is filed the same day.

I have a law degree from Texas Wesleyan University School of Law. I am licensed to practice law in the state of Texas and admitted to the federal courts in the Eastern and Northern Districts of Texas. I have practiced bankruptcy law since 2008, and have helped thousands of clients with their financial situation. I have chosen bankruptcy law as my only practice area and consider myself very knowledgeable in the subject.

I started working as a bankruptcy attorney by accident. I went to law school to become an assistant district attorney working for a local county. However, when I graduated from law school the economy had just tanked. This was 2008, and everyone was hurting financially. The local counties were all laying off prosecutors, and it soon became clear that I was not going to find a job in my chosen practice area. After looking for six months my wife convinced me to start applying for all attorney jobs and to see what happens. I did and within two weeks I had three job offers. The first was an insurance defense firm, the second a collections firm, and the third was a bankruptcy firm. The bankruptcy firm paid the least of the three jobs, but I liked the attorney I interviewed with very much, and I liked the idea of helping people. I took the job as a bankruptcy attorney and the rest is history.

I work with individuals and small businesses that are in financial distress. Clients hire me because they are in danger of losing their homes, cars, financial accounts, and other assets. Many are being sued or harassed by debt collectors. I help my clients to resolve their debt problems, protect their property, and get a fresh financial start. We also offer debt settlement and debt lawsuit defense, so if bankruptcy is not the best solution for a potential client, I can offer alternative solutions to their financial troubles.

This is a tough question to answer. I am an attorney and have attorney-client privilege with my clients. I can say that a typical Chapter 7 bankruptcy case lasts four months and the end result is that most types of debts are discharged. That means that the debt is eliminated and my client is no longer liable. If clients are in danger of losing a home in foreclosure or having their car repossessed, then Chapter 13 might be a better option. It gives them the ability to get caught up on payments under the protection of the bankruptcy court and sometimes reduce what they are required to pay.

I would advise a customer to hire someone they like. The truth is that most bankruptcy attorneys charge about the same amount. You will have to work closely with your attorney and their staff for several months, so make sure it is someone you are comfortable with and who treats you with respect. I have always felt customer service is important and I try to provide excellent customer service to my clients.

When you meet with a bankruptcy attorney, they are going to need to ask you questions that fall into three different categories. They will need to know about your assets (property), your creditors (how much and what type of debt), and your income. Be familiar with this information and they will be able to advise you whether or not bankruptcy makes sense for you, and if so, which type is best in your situation.